Rick is a former USAF Combat/Special Operations Pilot and International Airline Captain that has served his local real estate industry as a mortgage professional since 1993, developing lending experience at almost every level. He has diligently served his diverse clientele base as a mortgage originator while carving out a specialized niche in all facets of VA and FHA mortgage lending, New Construction developments, and Down Payment Assistance programs. With a diversified background built upon experience as a former commercial loan officer, supervisor, mortgage branch manager licensed in dozens of states, a mortgage and banking curriculum facilitator, FHA Condo Approval Specialist, FHA 203k preferred professional, Marketing Director at CRL Home Loans, Inc as well as working at several other, highly visible, national mortgage financial institutions, Rick is able to expertly serves a wide variety of customers.
As a 13 year Veteran of the Active Duty Military, he’s intimately familiar with the unique needs of our VA eligible home buyers and all of the little known, often missed and underutilized, additional benefits, such as VA Construction Loans and Tier 2 Entitlement benefits available to VA borrowers.
While Rick has held federal licenses as a mortgage originator in several states across the nation, Western WA has been his permanent home for over 20 years and he thoroughly understands the State’s market.
Outside of the mortgage industry, Rick is in his 20th season coaching snowboarding at Crystal Mountain, WA as a PSIA-AASI certified Snowboard Instructor, Freestyle Specialist, and Accredited Children’s Educator (ACE). He’s a certified USASA event judge and still competes at several competitions, such as the Mt Baker, WA “Legendary Banked Slalom” along alongside the sport’s top professional riders. Rick enjoys anything involving board sports, dirt bikes/motocross, fitness, and is often spotted cycling or skateboarding to the office in his business suits.
Great Experience! Rick Kadar at TILA Mortgage was fabulous to work with. I was convinced throughout the process I was in good hands.