Getting preapproved for a home loan PRIOR to looking for homes is a smart and easy to do. By doing so you will have peace of mind in knowing what price you can afford as well as the costs and steps involved. At TILA Mortgage we focus on YOU and the experience you have from start to finish. Our experienced Loan Officers will provide you more information about what type of documentation is required and review the steps involved.

Being prepared and gathering documents can make the loan/pre-approval process a bit easier.

Generally, these documents include:

• 2 years W2s
• 2 years tax returns
• Recent paystubs (last 30 days)
• 2 months asset statements for all accounts
• Information on debts or assets

Additional documentation may be requested after your offer to purchase a home has been accepted.