Ryan Patrick Richen

Ryan Patrick Richen

Ryan Patrick Richen

Senior Loan Originator

MLO # 258324

  • rrichen@tilamortgage.com
  • 425-368-5557
  • 206-390-4520
  • 425-223-3990
  • 4122 Factoria Boulevard SE Suite # 405, Bellevue, WA 98006
“In a world of online experts and push-button mortgages, I believe the human connection still matters.”

I believe there is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options. My team and I will listen so we can provide you with individualized mortgage solutions, based on your unique circumstances and goals.


I am a “people person”, however, please do not let that confuse the matter as you will quickly find I am a “numbers nerd”. My primary goal is to educate my customers so they are empowered with knowledge.


At the heart of everything I do is my family. My wife Colleen and I were blessed in June of 2016 with our first child, Finnegan Michael Richen. He has been a revitalizing inspiration for me in the sense that the experience has reinvigorated my passion for aligning one’s finances to really just work in the background for us so that we can enjoy the things in life that matter. This is and has always been the approach I try to help my customers with. Let’s get the financials part best aligned with your goals so you can focus on what truly matters.


I joined American Pacific Mortgage (NMLS# 1850) dba TILA Mortgage because I was confident in combining their vast product and competitive pricing structures with my 11 combined years experience in lending as a Loan Originator, Customer Consultant, and Branch Manager; together we could truly make the difference for my clients.


My Specialties are:

  • Jumbo Financing
  • Self-Employed/Complex-Income Borrowers
  • Veteran’s Financing
  • Education & Advising
  • Government Loans
  • FHA Specialist
  • Refinance Specialist
Contact Ryan