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TILA Mortgage, a Division of American Pacific Mortgage

Report: Inventory in King County increases by 43 percent

Over the last year, there has been a lot of reports about how real estate inventory is low, causing the market to be competitive with bidding wars and high prices. That may be shifting, however. A new report in The Seattle Times shows that inventory may...

Maple Valley, Bellevue, Seattle VA Lender

5 misconceptions about VA Loans

VA Loans are a great way for Veterans in the Seattle region to purchase a home. These loans are backed by the U.S. Department of Veterans Affairs and offer no money down financing on purchase or refinance loans to active duty military members and military veterans. Unfortunately,...

Rent VS Own Seattle Mortgage Lender

Weighing the benefits of owning v. renting

For some, it’s not a matter of whether to rent or own. Some people simply believe that they must rent because buying isn’t an option for them. However, the dream of home ownership is possible for almost anyone, young and/or those with low income. There are...

Can’t Qualify for a Mortgage? Here’s How We Can Help.

Are you ready to buy a home, but aren’t sure that you’ll qualify for a mortgage? Sometimes life’s circumstances throw you a curve ball and you don’t fit the standard mortgage qualification guidelines. At TILA Mortgage, we understand and are ready to serve you. So if...

Do I Really Need a 20% Down Payment?

The need for a down payment can be a major deterrent when you’re trying to buy a home. Traditionally around 20% of the total purchase price, that’s a hefty sum you need to save before you can even think about making an offer. The good news...

Are You Eligible for a USDA Loan?

The United States Department of Agriculture offers a mortgage loan program to home buyers in rural and suburban areas – with no down payment required! There are several different loan options available: the USDA Guaranteed Housing Loan, the USDA Direct Housing Loan (for low and...

Which Loans Require Little to No Down Payment?

As a potential home buyer, you may find the looming prospect of having to pay a hefty down payment entirely beyond your means. Even though you’re confident you’ll be able to make the monthly payments once you get into a home, amassing a large sum...

Is Investing in Real Estate A Good Idea?

That $20,000 you’ve got sitting in your bank account with a tiny interest rate will be worth less in five years after adjusting for inflation. Here’s the unfortunate thing - while it might feel secure just sitting safely in the bank, money that’s sitting idle...

Avoid These Pitfalls When Getting A Home Loan

Buying a house is one of the biggest decisions of your life – and likely one of the largest financial transactions you will be a part of. To avoid financial disaster, you need everything to go smoothly, without surprises. This is particularly true when you’re...