About / Team TILA

When my wife and I decided to refinance this house, the first mortgage company that came to mind was TILA Mortgage. I hear TILA on the radio as I continue to listen to my most favorite radio personality, Dori Monson.

- N. Garcia from Seattle, WA

Peter provided us with professional and attentive care while working with us to buy our first home. Communicating with him was always efficient and thorough, and we even closed several days early thanks to his efforts on our behalf.

- Elizabeth L from Lake Stevens, WA

Dan was a huge help to me and I appreciate his professionalism. I felt at ease knowing he was right there every time I had a question or concern. The process of my refinance was very quick and complete and I am very satisfied.

- Michele S. from Monroe, WA

From the very first word, right down to the nitty-gritty of the loan process, Ryan was there every step of the way with a very courteous and professional attitude. Ryan was willing to help out any time of the day or night.

- Mike and Velva from Bonney Lake, WA

My husband and I just closed on our first home. Peter was there every step of the way to answer our questions and make sure the process was totally smooth. I never expected the loan process would be so easy!

- Megan R. from Maple Valley, WA

Dan was very helpful in securing a first-time buyer's home for my wife and I. He was patient and explained all the questions I had throughout the process. I'd recommend him and plan to refinance with him in the future.

- Nick E. from Renton, WA

Ryan was a consummate professional. We had a difficult VA Loan with several unique situations. Ryan was clear and concise on what he needed and why. I recommend Ryan to my closest friends.

- Steven W. from Monroe, WA

Peter was so efficient. He is both competent AND pleasant. It turns out he is a BEAST with the numbers and loan process, but his ability to answer questions and have our goals in mind was an extremely valuable service.

- Darin R. from Tacoma, WA

Dan guided us through our whole process. He was professional, courteous and very understanding. He gave us hope and encouragement from beginning to end. We are truly blessed, Dan. Thank you for everything!

- Lori F. from Marysville, WA

This is my 3rd home purchase. I should have used George at TILA mortgage before this. Team Charles went out of their way to get my house closed on time. Communications were excellent each step of the way. They explained things simply and were always available.

- Customer

Jim and Stacey did a phenomenal job! They had excellent communication, strong expertise in their industry and worked extremely hard for us to close on time. I could not recommend anyone better!

- Annemarie K

Annemarie and I cannot say enough good things about working The Brebner Team! They have been fantastic from day one! Their knowledge of the mortgage and housing industry is deep and thorough and they don't take "NO" for an answer. They fought for us every step of the way and communicated with us almost daily to make sure we closed on time! A+++ can't say enough good things about our experience 10/10!

- Beau K

Thanks Rob for all your help in guiding me through the process. This stuff is by no means fun, but you made it frustration-free and a breeze for me to get through. Thanks for all you did. I will definitely recommend you for anyone who comes my way.

- Ronald P

This is a fabulous company who helped me to handle so many aspects of my transactions that I knew so little about. Jay completely sat me down and explained every issue I brought up and when I didn't understand his explanation, he could tell and he did it again using different words and examples. They take their time explaining all details to you. I highly recommend Jay!!

- Ron S

Whenever anyone asks if I know of someone in the mortgage industry whom I could refer them to, I immediately recommend Marilyn. She is thorough, professional, and shows complete follow-through with everyone involved in the transaction.

- Diana W

We appreciate all of Marilyn's work getting us to an on-time close. She was extremely responsive, helpful, and great in answering our questions as first-time homebuyers. We would certainly recommend Marilyn to our family and friends.

- CUSTOMER

We are all settled in and under construction! Just wanted to say thank you. We are so excited to grow into this house. The kids are loving it. I will love it even more when the kitchen is done! It would not have happened without all your creative thinking.

- Senta

The house is wonderful. I am really enjoying being a homeowner. Thanks for all your help I couldn't have done it without you.

- Jordan L

THANK YOU! Thank you for all your effort and work with our "crazy" times, selling one house, getting another ready to go on the market (Sunday) and the purchase of our new home. Meeting with us on a Saturday to accommodate my work schedule, answering our questions, etc.

- Steve P

Thanks for all your work and communication. You have been great to deal with. I will be keeping you in mind for referrals and for my own personal needs should they arise.

- Ric G

Honestly, I am not used to having so much direct communication with the lenders. Again I say thank you and I appreciate you taking the time to keep us out of the dark! I truly appreciate your time and effort to keeping us updated... I will refer your name when I get the opportunity to do so. I do look forward to working with you again in the future.

- Jerry B

It was great working with you, Marilyn. Thank you very much for your hard work, especially during the Christmas holidays and thank you for helping me close on time without any extensions. It was great! Happy New Year with health, harmony, and prosperity!

- Elena T

Ryan helped me buy my first house in April of 2014 and since I was new to the buying I had a lot to learn. Ryan walked me through the whole loan process and explained all the options I had. He responded promptly to any inquiries I had which was very much appreciated. In the end, I choose a 15 year fixed rate mortgage with a very good rate and price. Hopefully, I'll be in this house for many years, but when the time comes to make another purchase I will definitely be working with Ryan again.

- CHARLES S

Ryan was extremely persistent and helped a ton in marshaling the various people and pieces of paper necessary for us to get our first home loan. I think if we'd had another mortgage broker it would have taken twice as long for the loan to be approved and closed. Cannot recommend Ryan enough!

- CUSTOMER FROM MERCER ISLAND, WA

I flirted around with the idea of refinancing my house and get a little extra cash to put myself into a better financial situation. I heard of TILA on 105.3 radio, and I went to their website and filled out a prerequisite form. That is when I was first introduced to Mr. Ryan Richen. He and I hit it off right from the beginning, I told him what my situation was and he gave me my options to choose from. He gently guided me to my best option which I chose. Ryan is so polite that He could teach a seminar on human relationship etiquette, but that's just the beginning he is a master in his job and his communication abilities help guide you with the tasks that come along with a mortgage refinance. He is very educated He made this whole situation of refinancing a joy and when Ryan sensed any stress in me, he calmed me down telling me that everything was alright and we were smooth sailing. After all is said and done, my loan will be closed by this Thursday which will be 2 1/2 weeks. Thank you, Ryan, for all you have done for me as you know my life course has changed for the better.

- CUSTOMER FROM SILVERDALE, WA

Our experience with Ryan was great. He was always available for questions, answered our phone calls and emails quickly. Very knowledgeable and forthcoming with information that helped us know the best course of action for our refinance. I have been a homeowner for many, many years, and I have never had such great service (and we've refinanced several times). THANKS, RYAN (and team)!!

- CUSTOMER FROM GLADSTONE, OR

From the first contact to loan closing Ryan was extremely helpful and knowledgeable. His follow through and follow up was great and made the process very easy and enjoyable.

- CUSTOMER FROM ISSAQUAH, WA

My wife and I recently completed a mortgage refinance with TILA Mortgage. Honestly, I had heard radio commercials for Tila Mortgage and found myself calling them based solely on the information I had gleaned from the various radio broadcasts. I was totally unsure of the outcome and was ready to move on to another company if I had not been immediately helped with my questions. An operator connected me with one of the Tila agents, Ryan Richen. Within a couple of minutes with Ryan, I knew that TILA Mortgage would be a great connection to complete a refinance for our home. In a warm, friendly voice, Ryan asked me several questions to ascertain the best type of refinancing. He was not pushy or aggressive, but instead explained many options that would be available to us. In the end, he outlined one that would work best for us. During that conversation and many that followed, I found Ryan to be knowledgeable, friendly, and courteous. He was able to explain in minute detail all of the components of a refinance . . . such as the advantages of an adjustable cap loan, the best interest rate for us and the protection of a five-year cap. We will be selling our home before the five year period expires. As we moved along in the loan process, Ryan contacted us via email or phone every couple of days to keep us appraised of the progress. He provided his cell number should we have any questions and promptly responded to any of our questions during the application process. During the loan application process, I felt that my wife and I were in the hands of a knowledgeable, competent, mortgage loan specialist . . . simply one of the best.

- CUSTOMER FROM BONNEY LAKE, WA

From the first conversation I had with Ryan, I felt confident that I was working with someone that was 1) experienced and extremely knowledgeable about all options and considerations concerning refinancing. 2) was going to make sure that my goals were met, without compromise 3) was going to take the time and effort to make sure that I understood everything and was comfortable with the path we were choosing. I would highly recommend Ryan to anyone and will do so with family and friends. He’s certainly earned my trust and respect.

- John M

My experience with TILA Mortgage was very good. The people are hard working and pleasant to deal with and go beyond helping you all the way through the whole process. Thank you Ryan and Trish. You are the best!

- Judy H

Thank you very much for this experience. Trish's communications throughout the entire process were the most valued. I know you work 6 pm to 3 pm, yet when things got close to closing, you had my best interests at heart late into the evening. I will not only recommend TILA Mortgage but rate you as 5 stars!

- Ken B

TILA Mortgage was fantastic for our house refinance. They found awesome rates for a short duration. They answered our questions thoroughly and made sure everything was dotted and crossed without exception. I'd highly recommend them to any one looking for a mortgage.

- Sharon M

Jim and Stacy took care of my new home purchase from start to finish. It was seamless, even while I traveled from country to country, they took care of everything. They held my hand every step of the way and made sure my best interests were always foremost. I will never go anywhere else for my lending needs.

- Becka B

Jim and Stacy made this whole process so easy. It was the best loan process we have ever gone through!!

- John and Stephanie F

My husband and I had a wonderful experience working with Jim and Stacy to refinance our home. We got multiple loans wrapped into one and at a lower interest rate! They answered all of our questions, gave us different options, and genuinely cared about what would work best for our family. Having Jim and Stacy working as team made this process feel less business like and more like working with friends.

- Crystal and Simon A

Jeff was very professional, courteous and prompt. He responds immediately to phone calls or email. He always gives us an update on our loan status. He went above and beyond to assist us with our situation and made the whole experience pleasant and stress-free. We highly recommend Jeff for his excellent service.

- CUSTOMER FROM KENT, WA

It was an absolute pleasure to work with Jeff. He kept us informed every single step of the way, answered all our questions, and completed the entire process in record time. We were so impressed and recommend him very highly.

- CUSTOMER FROM SEATTLE

Jeff Amira is a great agent very quick to respond to all my questions, he is very helpful and I will definitely refer to friends and family!! 5 stars

- CUSTOMER FROM DUPONT, WA

Jeff took over our lending processes halfway through as our previous lender had a career change. He was very fast to respond and worked hard to make sure we were getting the best deal. I wouldn't hesitate to go back to Jeff and the team at TILA Mortgage.

- CUSTOMER FROM SEATTLE

Jeff at TILA Mortgage was extremely responsive and took great care of us. He watched the rates and notified us when they'd dipped. He explained the options thoroughly and made the whole experience seamless. Anytime we had a question or concern, he responded right away. Jeff made everything as simple as possible, and I highly recommend working with Jeff Amira of TILA Mortgage!

- Kay M

From the first conversation I had with Ryan, I felt confident that I was working with someone that was 1) experienced and extremely knowledgeable about all options and considerations concerning refinancing, 2) was going to make sure that my goals were met without compromise, and 3) was going to take the time and effort to make sure that I understood everything and was comfortable with the path we were choosing. I would highly recommend Ryan to anyone, and will do so with family and friends. He’s certainly earned my trust and respect.

- JOHN M

Working with Dan Spector from TILA Mortgage was a great experience. He was always there to answer any questions. As first time home buyers, Dan walked us through each step. He made the process less stressful and easy to follow along with the program. I would recommend him to friends and family. Thanks, Dan!

- CHRIS Y

Thank you for such a smooth purchase transaction! Nick and Trish were so helpful and were always ready to answer my questions at any point throughout the process. We were able to close a week early due to their attention to detail and great communication.

- CUSTOMER FROM RENTON, WA

Great Experience! Rick Kadar at TILA Mortgage was fabulous to work with. I was convinced throughout the process I was in good hands.

- K H

I worked with Jeff Amira and Bill Duffy from TILA Mortgage. They communicated very well and my mortgage was processed very quickly. Every interaction with them was highly professional. I also got a great rate. I would highly recommend TILA Mortgage!

- KEITH S

I've been working with Nick Xavier for 4+ years now. As a real estate broker, we need that go-to mortgage broker that we can trust has the know-how and the integrity to get the job done for our clients. Nick has done dozens of loans for my clients and the reviews have just been outstanding! I enthusiastically endorse Nick for any of your lending needs. You'll be a raving fan yourself!

- GARY N

I worked with Ryan Richen. I was impressed the very first time l spoke with him on the phone. He made the process very easy and painless. I had talked with one other mortgage company before talking with Ryan and they seemed very pushy. Working with Ryan was fantastic. If you need to refinance or get a home loan, he is your man. You Will not be disappointed!

- MORGAN G

Great working with Jeff at TILA Mortgage. We had a lot of last-minute asks for the offer we made and Jeff came through.

- MIKE N

Wendy has assisted me in refinancing several times throughout the years. She is sharp, creative, extremely responsive and professional. I'd recommend her to anyone looking to purchase or refinance. I'll certainly use her again in the future.

- STACEY F

Peter Vander Werff is excellent at bringing all the moving pieces of a Home Mortgage Refi come together. He works with top-drawer associates who are professional and thorough. Peter himself is consistently calm and thoroughly on top of things. He and his team kept me informed all the way through the process. There were no surprises or alarms. I highly recommend you work with Peter!

- CUSTOMER FROM SILVER FIRS, WA

I was concerned about finding the right lender. But no worries! I was referred to Wendy Charles and she made the process incredibly easy. She responded to all of my "panicky buyer" questions quickly and with all the details I needed to make informed decisions. I don't think I could have had a better experience with anyone else. I have referred her to friends and will continue to do so.

- KATHY F

Peter was reassuring, provided quick and clear explanations, direct, and on top of things at all times. I've already recommended him to three of my friends. I will use him again in the future because I know he can get the job done and make it easy on me.

- CUSTOMER FROM 98272

There is no possible way I would have closed on my home if it wasn't for Peter! Don't buy a foreclosure, but if you need a fighter he is the only one to call. The bank fought us the whole 7 1/2 months and Peter was on it the entire process fighting back. Even after we closed and the bank still tried to stop it Peter made sure I had the keys in hand the day I was promised! I would highly recommend him and his team!

- CUSTOMER FROM SNOHOMISH, WA

Wendy has been our go-to lending professional over the years. She is nothing but prompt and thorough in her communication. Over our long-term working relationship, she has coordinated the financing and refinancing of both our primary home and investment property. Her diligence resulted in our last loan closing in LESS THAN 2 WEEKS!

- CUSTOMER FROM KIRKLAND, WA

I highly recommend Ryan and his team to make your new home a reality. They will do everything in their power to make it happen. They provide an efficient and painless process. Their professionalism and efficiency really helped to keep the stress levels of buying and selling at the same time to a minimum.

- CUSTOMER FROM MUKILTEO, WA

I am a first time home buyer and knew nothing about the lending process. Ryan and his team walked me through each step, and explained any annoying questions I had, to make sure I understood everything about the contract and long-term commitment I was making.

- AMELIA N

I have worked with Wendy for 20 years. I appreciate Wendy ability to explain the mortgage process and I always have felt that I am getting a good deal. She makes the whole process feel easy and less stressful.

- CUSTOMER FROM RENTON, WA

This is the 6th time that Wendy has helped us with our home financing needs. We are repeat customers because she has delivered excellent service every time!

- CUSTOMER FROM SPOKANE VALLEY, WA

Peter was extremely helpful throughout the buying process for our first home. He answered all our questions immediately and we ended up closing early. Highly recommend Peter and his team.

- CUSTOMER FROM BOTHELL, WA

Dan was SO cool throughout the whole process of my refinance. I had a hard time with another lender and he made sure we found ways to get through the junk that held me back before. He was fun to work with and has a great sense of humor. I would absolutely recommend him and Lisa who works with him. Good people! Thanks, Dan and Lisa!

- CUSTOMER FROM NEWCASTLE, WA

Working with Peter and Trish over at Tila Mortgage turned out to be a very easy and comforting experience. They were both available to answer any and all questions we had even after the experience was over. It is nice to be able to work with someone who you know is "on your side" and wants you to get the best deal you can.

- MARY W

It was an absolute pleasure to work with Jeff. He kept us informed every single step of the way, answered all our questions, and completed the entire process in record time. We were so impressed and recommend him very highly.

- CUSTOMER FROM 98092

We had a great experience working with Wendy Charles and her team. Wendy’s communication and organizational skills along with her caring attitude helped make our loan process go smooth.

- DOUGLAS T

Nick was very professional in his craft and was always there when we needed him. He guided us and dedicated his time to make sure we were happy and understood every step in the process.

- SINTAYEHU T