This Privacy Policy describes the personally identifiable information that TILA Mortgage Corporation (“TILA,” “we,” or “us”) collects through our loan process and describes our use of that information.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons TILA Mortgage chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Do we share? |
Can you limit this sharing? |
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For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
Who we are |
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Who is providing this notice?
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TILA Mortgage |
What we do |
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How does TILA Mortgage protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.
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How does American Pacific Mortgage Corporation collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from other companies, such as credit bureaus, during the loan application process.
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Non-Affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other Important Information |
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Important notice about credit reporting: We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report.
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Questions? Call 206-766-8888