TILA is YOUR Mortgage Team!
Welcome to TILA Mortgage, where our licensed loan officers are committed to you and the highest standards of ethical lending. TILA Mortgage Loan Advisors will guide you through the entire process of buying your home. We will listen to your current situation to understand your specific needs and goals and will customize a solution just for you.
EACH OF OUR LOAN OFFICERS
- Is LICENSED with the National Mortgage Licensing System-NMLS
- Passed a FEDERAL BACKGROUND CHECK to screen for felony convictions
- Takes annual CONTINUING EDUCATION to remain educated on current trends
- Is FINGERPRINTED every 3 years to screen for felony convictions for your protection
- Follows a strict CODE OF ETHICS which is more stringent than the industry standard
- STUDIED FOR, and PASSED a national MORTGAGE EXAM to demonstrate knowledge of the industry
- Is required to demonstrate FINANCIAL RESPONSIBILITY, good character & general financial fitness.
TILA Mortgage loan advisors follow a strict code of conduct and all hold a state-issued Mortgage Loan Originator License issued by the NMLS.But beyond the rigid licensing, annual clock hours, federal background checks, and passing the federal exam, our loan advisors work with you to understand your personal situation & present loan options that we discuss in terms of your needs.
Purchase and Refinance Loan Officers
NMLS # 25699
Licensed in WA
Ryan Patrick Richen
Senior Loan Originator
Licensed in OR and WA
Our Support Team